In today's turbulent economic times people are frequently looking for ways to save money. One way to save money is lower a persons auto insurance rates. If one wants to lower their auto insurance rates, then there are basically two options: changing the individual coverages on the policy and adding or changing the discounts on the policy. Both of these options require that the consumers insurance provider be contacted to discuss the various options. The insurance provider or agent should be able to tell the consumer what their various options are and what would be the cost savings involved with making changes to the policy. The agent should also be able to make recommendations to the Client about what they should do.
Changing individual coverages on the auto policy
Every auto policy has a number of coverages and various options the combination of which determine the total premium of the policy. The two main cost components of an auto insurance policy are comprehensive insurance and liability insurance. If the consumer wants to lower their insurance premiums then they should first look to reduce each of these coverages and see what the resulting decrease in premiums would be. Most states have minimum coverages that the consumer must maintain. The insurance agent should be able to advise the customer on minimum coverages and the costs and benefits of making a change. There are a number of other optional coverages on an auto policy such as rental car coverage, towing coverage, personal injury protection coverage, etc.
Someone wanting to lower their premiums can also remove any of these optional coverages and save money on their auto policy premium.
Explore additional discounts on the auto policy
There are a number of auto discounts that the consumer might be eligible for but not being applied to the consumers account. An example of a popular discount that could lower a persons premium is the defensive driving discount. If the consumer has taken defensive driving recently then they could be entitled to this discount. Many insurance companies give discounts to teen drivers for taking company approved driver training courses. Since premiums for teenage drivers can be very expensive, this type of discount can be an excellent cost saver. There are many other potential discounts that a person could receive so it is recommended that the consumer contact their insurance agent periodically to discuss and receive recommendations.
This article was written by Scott Hearne, Senior Internet Marketing Analyst for Tastyplacement, Website Marketing Austin an Austin internet marketing firm. Basic information in this article was provided by Bridgette Hearne, an Auto Insurance Austin agent.
Article Source: http://EzineArticles.com/?expert=Shannon_Scott_Hearne
Saturday, May 15, 2010
Saturday, May 1, 2010
Spesifikasi Yamaha Xeon
Spesifikasi Yamaha Xeon
- Jenis : 4 Langkah, SOHC, Berpendingin Cairan
- Volume Silinder : 124 cc
- Jumlah & Isi Silinder : Cylinder Tunggal / Mendatar
- Diameter x Langkah : 52,4 x 57,9 mm
- Perbandingan Kompresi : 10,9 : 1
- Pelumasan : Basah
- Sistem Bahan Bakar : MIKUNI BS 26 x 1
- Sistem Pengapian : DC C.D.I
- Battery : 12V, 3.5Ah / YTZ5S
- Busi : C6HSA (NGK) / U20FS-U (DENSO)
- Sistem Starter : Electric & Kick Starter
- Kapasitas Tangki : 4,1 Liter
- Kapasitas Oli Mesin : Total 0,9 Liter Berkala 0,8 Liter
- Transmisi : CVT Otomatis
- Tipe Kopling : Kering, Kopling Sentrifugal
- Daya Maksimum : 8,05 kW / 8500 rpm
- Torsi Maksimum : 10,1 Nm / 7000 rpm
- Tipe : Pipa Baja
- Suspensi Depan : Teleskopik
- Suspensi Belakang : Lengan Ayun, Suspensi Tunggal
- Rem Depan : Cakram
- Rem Belakang : Tromol
- Ukuran Roda Depan : 70 / 90 – 14M/C 34P
- Ukuran Roda Belakang : 80 / 90 – 14M/C 40P
Yamaha Xeon
Yamaha Xeon telah di Launching kemarin di 3 kota yakni Jakarta, Surabaya dan Bali.
Yamaha Xeon ini merupakan produk terbaru dari Yamaha di segmen motor skutik.
Berikut adalah Spesifikasi Yamaha Xeon
Yamaha Xeon
motor ini mengusung mesin 124 cc, 4 langkah dan 2 valve SOHC, juga pendingin cair.
Ada 5 warna yang tersedia yakni Merah, Hijau, Putih, Biru, Hitam.
Harga Yamaha Xeon ini di jual dengan harga Rp. 15.500.000 per unit.
Friday, June 12, 2009
Tips Menjaga Kesehatan Lambung
Penyebab rasa nyeri pada lambung sebenarnya adalah GERD (Gastroesophagal Reflux Disease). GERD bisa disebabkan oleh berbagai gangguan pada tubuh,
antara lain kelainan fungsi otot kerongkongan, gangguan fungsi lambung, faktor genetik dan bisa juga karena asma. Semua ini menyebabkan asam yang diproduksi lambung naik sehingga menyebabkan ketidaknyamanan organ di atas lambung.
Gejala yang paling umum adalah heartburn (sensasi panas dan nyeri pada perut bagian atas, dada, dan tenggorokan) rasa sakit pada lambung bisa juga akibat tukak yang disebabkan oleh infeksi bakteri Helicobacter Pylori (H.Pylori) tetapi bisa juga disebabkan oleh penggunaan jangka panjang obat-obatan tertentu seperti aspirin.
Tukak adalah kerusakan pada lapisan dalam dinding lambung atau usus dua belas jari yang disebabkan oleh asam lambung, usus atau cairan lain yang dihasilkan oleh proses pencernaan.
Gejala tukak lambung yang secara kelompok disebut dengan dyspepsia adalah rasa sakit atau tak nyaman pada lambung, rasa kembung, perut terasa penuh atau malah kosong, mual ringan dan kebiasaan bersendawa. Beruntung bagi Anda yang menjalani pola makan kaya serat, karena risiko tukak lambung bisa turun hingga separuhnya. Serat juga dapat mempercepat penyembuhan, dan serat yang bersumber dari buah dan sayur adalah yang paling manjur.
Dan apel cukup ampuh untuk meringankan tukak selain itu Makanan yang kaya flavonoid seperti seledri, bawang Bombay dan teh hijau atau hitam juga dapat menghambat pertumbuhan H.pylori. begitu pula zat yang terkandung pada brokoli yaitu sulforaphrane bisa mematikan H.pylori. sebaliknya mengonsumsi kopi lebih dari tiga cangkir sehari dapat meningkatkan kerentanan Anda terhadap H.pylori
Orang-orang yang sering menderita heartburn sebagai gejala GERD disarankan untuk mencoba mengubah gaya hidup dan pola makan terlebih dahulu sebelum mencari pengobatan medis. Beberapa saran yang patut dicoba adalah:
1. Mengurangi atau menghindari konsumsi makanan dan minuman yang mengandung kafein, coklat, juga mint. Bahkan kopi yang tidak mengandung kafein (decaf) pun dapat meningkatkan produksi asam lambung.
2. Menghindari minuman bersoda.
3. Menerapkan diet yang kaya akan buah dan sayur, tetapi hindari buah dan sayur yang sifatnya asam seperti jeruk, lemon, jeruk bali dan nanas.
4. Menjaga kondisi pencernaan yang sehat dengan menghindari lemak jenuh dan asupan lemak berlebihan, terutama jika memiliki kelebihan berat badan. Sebab obesitas juga meningkatkan risiko GERD.
5. Setelah makan berjalan-jalanlah sebentar. Atau paling tidak tetap duduk atau berdiri tegak. Jangan berbaring atau melakukan gerakan membungkuk.
6. Hindari makan sebelum tidur. Pastikan waktu terakhir anda mengonsumsi makanan adalah dua jam sebelum tidur.
7. Sebaiknya posisikan tubuh miring ke kiri ketika tidur. Posisi lambung menjadi lebih tinggi dari kerongkongan, jika miring ke kanan.
dokjoo.coconia.net
antara lain kelainan fungsi otot kerongkongan, gangguan fungsi lambung, faktor genetik dan bisa juga karena asma. Semua ini menyebabkan asam yang diproduksi lambung naik sehingga menyebabkan ketidaknyamanan organ di atas lambung.
Gejala yang paling umum adalah heartburn (sensasi panas dan nyeri pada perut bagian atas, dada, dan tenggorokan) rasa sakit pada lambung bisa juga akibat tukak yang disebabkan oleh infeksi bakteri Helicobacter Pylori (H.Pylori) tetapi bisa juga disebabkan oleh penggunaan jangka panjang obat-obatan tertentu seperti aspirin.
Tukak adalah kerusakan pada lapisan dalam dinding lambung atau usus dua belas jari yang disebabkan oleh asam lambung, usus atau cairan lain yang dihasilkan oleh proses pencernaan.
Gejala tukak lambung yang secara kelompok disebut dengan dyspepsia adalah rasa sakit atau tak nyaman pada lambung, rasa kembung, perut terasa penuh atau malah kosong, mual ringan dan kebiasaan bersendawa. Beruntung bagi Anda yang menjalani pola makan kaya serat, karena risiko tukak lambung bisa turun hingga separuhnya. Serat juga dapat mempercepat penyembuhan, dan serat yang bersumber dari buah dan sayur adalah yang paling manjur.
Dan apel cukup ampuh untuk meringankan tukak selain itu Makanan yang kaya flavonoid seperti seledri, bawang Bombay dan teh hijau atau hitam juga dapat menghambat pertumbuhan H.pylori. begitu pula zat yang terkandung pada brokoli yaitu sulforaphrane bisa mematikan H.pylori. sebaliknya mengonsumsi kopi lebih dari tiga cangkir sehari dapat meningkatkan kerentanan Anda terhadap H.pylori
Orang-orang yang sering menderita heartburn sebagai gejala GERD disarankan untuk mencoba mengubah gaya hidup dan pola makan terlebih dahulu sebelum mencari pengobatan medis. Beberapa saran yang patut dicoba adalah:
1. Mengurangi atau menghindari konsumsi makanan dan minuman yang mengandung kafein, coklat, juga mint. Bahkan kopi yang tidak mengandung kafein (decaf) pun dapat meningkatkan produksi asam lambung.
2. Menghindari minuman bersoda.
3. Menerapkan diet yang kaya akan buah dan sayur, tetapi hindari buah dan sayur yang sifatnya asam seperti jeruk, lemon, jeruk bali dan nanas.
4. Menjaga kondisi pencernaan yang sehat dengan menghindari lemak jenuh dan asupan lemak berlebihan, terutama jika memiliki kelebihan berat badan. Sebab obesitas juga meningkatkan risiko GERD.
5. Setelah makan berjalan-jalanlah sebentar. Atau paling tidak tetap duduk atau berdiri tegak. Jangan berbaring atau melakukan gerakan membungkuk.
6. Hindari makan sebelum tidur. Pastikan waktu terakhir anda mengonsumsi makanan adalah dua jam sebelum tidur.
7. Sebaiknya posisikan tubuh miring ke kiri ketika tidur. Posisi lambung menjadi lebih tinggi dari kerongkongan, jika miring ke kanan.
dokjoo.coconia.net
Wednesday, April 22, 2009
car insurance in austin
Get Cheap Car Insurance in Austin, Texas
Drivers in Austin, Texas have a fantastic resource at their fingertips. Every driver has to face the process of purchasing car insurance at some point. Trying to find a company that not only offers cheap car insurance in Austin, Texas but is also reputable can seem difficult. The Texas Department of Insurance makes available information on every car insurance company that is licensed in the state. This gives the consumer a whole host of useful information that will aid them when it comes to picking which company they ultimately want to deal with.
Knowledge really is the key when it comes to purchasing cheap car insurance in Austin, Texas. Although many insurance companies are competing to get the business of each and every driver on the road in the Lone Star State, not every company can offer the same coverage at a reasonable price. The best way to find the right insurance company for you is to contact a few companies that seem reputable and ask for a quote.
When anyone calls for a quote in search of cheap car insurance they need to be prepared to supply certain specifics. One is their age, as well as the type of vehicle they are driving. In addition, some insurance companies will ask for the individual's own thoughts on their driving record. Not being honest in regards to this will only cause the quote to be way off balance. After all, a quote is simply that, an estimate about future costs. Any driving record problems will show up before the policy is underwritten anyway, so it's best to be upfront.
Also mention anything that you feel will be beneficial to securing a cheaper car insurance rate. If you have never been in an accident, tell the agent that. Also, if you tend to take public transportation to and from work to save money and the environment, a prospective agent will need to know because it could lower your expected premiums. Although you may have to negotiate a bit to find cheap car insurance in Austin, Texas, it certainly can be done.
Recommended sites for low rate insurance
Free Car Insurance Quotes in Austin, Texas
Combined Home and Auto Insurance Quotes
Article Source: http://EzineArticles.com/?expert=Deborah_Mills
Drivers in Austin, Texas have a fantastic resource at their fingertips. Every driver has to face the process of purchasing car insurance at some point. Trying to find a company that not only offers cheap car insurance in Austin, Texas but is also reputable can seem difficult. The Texas Department of Insurance makes available information on every car insurance company that is licensed in the state. This gives the consumer a whole host of useful information that will aid them when it comes to picking which company they ultimately want to deal with.
Knowledge really is the key when it comes to purchasing cheap car insurance in Austin, Texas. Although many insurance companies are competing to get the business of each and every driver on the road in the Lone Star State, not every company can offer the same coverage at a reasonable price. The best way to find the right insurance company for you is to contact a few companies that seem reputable and ask for a quote.
When anyone calls for a quote in search of cheap car insurance they need to be prepared to supply certain specifics. One is their age, as well as the type of vehicle they are driving. In addition, some insurance companies will ask for the individual's own thoughts on their driving record. Not being honest in regards to this will only cause the quote to be way off balance. After all, a quote is simply that, an estimate about future costs. Any driving record problems will show up before the policy is underwritten anyway, so it's best to be upfront.
Also mention anything that you feel will be beneficial to securing a cheaper car insurance rate. If you have never been in an accident, tell the agent that. Also, if you tend to take public transportation to and from work to save money and the environment, a prospective agent will need to know because it could lower your expected premiums. Although you may have to negotiate a bit to find cheap car insurance in Austin, Texas, it certainly can be done.
Recommended sites for low rate insurance
Free Car Insurance Quotes in Austin, Texas
Combined Home and Auto Insurance Quotes
Article Source: http://EzineArticles.com/?expert=Deborah_Mills
Tuesday, April 21, 2009
Surviving Mesothelioma: Speak With Survivor Paul Kraus
Paul Kraus delivered another inspiring presentation on how he healed his mesothelioma. Every two months, Paul Kraus describes his experience with mesothelioma and answers questions from newly diagnosed mesothelioma patients. If you are a mesothelioma patient or a loved one of a mesothelioma patient and wish to attend a free teleconference with mesothelioma survivor Paul Kraus, the schedule is available at: http://www.survivingmesothelioma.com/speak-to-paul-kraus.cfm or call 619-261-7922 to register.
In 1997, Paul Kraus was diagnosed with mesothelioma. The cancer was so widespread that doctors told him there was little hope and he should go home and get his affairs in order. Rather than giving up, Paul created his own path to healing. Today, over nine years later, he continues to enjoy a good quality of life.
Paul wrote an acclaimed book about his diagnosis and healing called: "Surviving Mesothelioma and Other Cancers – A Patient's Guide." This book is available on Amazon.com and is the best-selling mesothelioma book in the world. Wanting to inspire more patients, Paul took the unusual step of hosting free bi-monthly teleconferences so that newly diagnosed mesothelioma patients would be able to speak directly to him.
During the most recent conference on August 22nd, Paul described the steps he took to heal his mesothelioma and answered questions from patients and their loved ones. Topics included: new chemotherapy drugs, holistic approaches, vitamins and other supplements, new clinical trials, anti-angiogenesis therapies, mind-body medicine, doctor-patient relationships, and more. While Paul is quick to point out that he is not a doctor and he does not provide medical advice, he inspires patients with his own story of success and survival.
At the end of the teleconference, participants thanked Paul for his words of hope and inspiration and for setting the example that mesothelioma does not have to mean a death sentence.
If you are a mesothelioma patient or a loved one of a mesothelioma patient and wish to attend a free teleconference with mesothelioma survivor Paul Kraus, the schedule is available at: http://www.survivingmesothelioma.com/speak-to-paul-kraus.cfm or call 619-261-7922 to register.
Subscribe to:
Posts (Atom)